Edward Jones




Become Familiar with These Five Key Areas EdwardJones 7

As an investor, your objectives typically will fall into five key areas. Let’s take a look at them:

1) Preparing for retirement – Save as much as possible for your retirement. Take full advantage of your 401(k) and your IRA.

2) Planning for the unexpected – Build a six-to 12 month emergency fund to pay for unexpected costs, such as a new furnace or a major car repair. And make sure you have sufficient life insurance.

3) Educating your children – Consider a college-savings vehicle, such as a 529 plan.

4) Living in retirement – You’ll need to create a withdrawal strategy so that you don’t outlive your income.

5) Transferring your wealth – To leave the type of legacy you want, you’ll need to create an estate plan with the help of your financial and legal advisors.

So, there you have them: five key financial areas on which to focus as you travel through life.

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Benjamin J. Ott
Financial Advisor
235 Bellevue Avenue
Hammonton, NJ 08037
(609) 561-1866